BitcoinToYou Crypto Exchange Review: Is It Right for Brazilian Traders?

When you live in Brazil and want to buy Bitcoin, BitcoinToYou isn’t just one option-it’s one of the oldest. Launched in 2012, it was among the first crypto exchanges in the country, long before Binance or Mercado Bitcoin became household names. But in 2026, being first doesn’t mean you’re best. So, is BitcoinToYou still worth using? Let’s break it down without the fluff.

What BitcoinToYou Actually Offers

BitcoinToYou started as a Bitcoin-only exchange. That’s right-just Bitcoin. No Ethereum, no Solana, no Dogecoin. For years, it stuck to that. Today, it’s added a few more coins, but the selection is still tiny. You’re looking at maybe 5-8 cryptocurrencies total. Compare that to Mercado Bitcoin, which offers over 200, or Binance with 500+. If you’re chasing altcoins, BitcoinToYou isn’t the place.

What it does well is simplicity. The interface is clean. No cluttered charts, no confusing tabs. You pick Bitcoin (or one of the few others), choose buy or sell, enter the amount, and confirm. Even if you’ve never traded before, you’ll figure it out in under five minutes. The mobile app works smoothly on both Android and iOS. No crashes. No lag. It just does what it’s supposed to.

Fees: High Trading Costs, Low Withdrawal Fees

Fees are where BitcoinToYou starts to feel outdated. For every trade you make as a taker (buying or selling at market price), you pay 0.60%. That’s double the industry average of 0.25%. On a $1,000 trade, that’s $6 in fees. On Binance or Coinbase, you’d pay $2.50. Over time, that adds up.

But here’s the twist: withdrawal fees are actually low. If you’re pulling out Bitcoin, you pay 0.0005 BTC. That’s about $20-$30 depending on price, but it’s consistent and competitive. Most exchanges charge the same now, so BitcoinToYou isn’t bad here. It’s just the trading fee that hurts.

Deposit options? Only bank transfers. No credit cards. No Pix (Brazil’s instant payment system) either. You need to transfer money from your Brazilian bank account. That’s fine if you’re used to it, but if you want to fund your account fast, you’re out of luck. No instant deposits means no impulse buys.

Who Can Use It? Only Brazil

BitcoinToYou doesn’t just prefer Brazilian users-it requires them. You must prove you live in Brazil. That means a Brazilian ID, proof of address, and a local bank account. No exceptions. No international accounts. No U.S. traders. No Europeans. Even if you’re a Brazilian expat living in Australia or Canada, you can’t sign up unless you have a local address.

This isn’t a bug-it’s a feature. The platform is built for Brazil’s financial system. It’s integrated with local banks and follows Brazilian tax rules. That’s great if you’re in Brazil. It’s a dealbreaker if you’re not.

Customer Support and Security

Support is surprisingly good. The team responds to emails within 24 hours. The app has a built-in chat feature that connects you directly to Brazilian-speaking agents. No bots. No waiting in a queue for 45 minutes. People answer. Real people. And they speak Portuguese. If you’re not fluent, the app has a Google Translate toggle for English. It’s clunky, but it works.

Security? Basic but solid. Two-factor authentication is mandatory. Funds are stored mostly in cold wallets. No major hacks reported since 2015. That’s impressive for a platform that’s been around this long. They had one glitch in 2018 where Bitcoin showed up at R$100 billion on the ticker-yes, that’s a hundred billion reais. But no trades went through. The system flagged it as an error and rolled back. That’s a good sign. They’ve got safeguards.

Mobile App and Integration

The app is where BitcoinToYou shines. Lightweight. Fast. No unnecessary features. You can buy Bitcoin in under 30 seconds. You can check your balance, view your history, and set price alerts. It doesn’t have advanced charting, but you don’t need it if you’re just holding Bitcoin long-term.

It’s also connected to BityBank, a Brazilian crypto banking service that pulls prices from multiple exchanges. That means if BitcoinToYou’s price is higher than Mercado Bitcoin’s, BityBank will show you the better deal. It’s not a direct trade, but it helps you decide if BitcoinToYou is giving you a fair rate.

Who Should Use BitcoinToYou?

If you’re in Brazil and want to buy Bitcoin once a month and hold it, BitcoinToYou is fine. It’s simple. It’s safe. The fees are high, but if you’re not trading often, you won’t notice.

If you’re an active trader? Skip it. The 0.60% fee will eat your profits. If you want to trade altcoins? Go to Mercado Bitcoin or Binance. If you need to deposit with Pix or a credit card? Look elsewhere.

It’s not a bad platform. It’s just narrow. Think of it like a local grocery store that only sells milk, bread, and eggs. If that’s all you need, it’s perfect. If you want cheese, yogurt, or kale? You’ll drive to the supermarket.

How It Compares to Brazilian Alternatives

Bottom line: BitcoinToYou is the most basic option. Mercado Bitcoin gives you more coins and better fees. FoxBit gives you faster deposits and a sleeker app. BitcoinToYou? It’s reliable, but it’s not modern.

Final Verdict

BitcoinToYou is like a reliable old car. It doesn’t have GPS, air conditioning, or Bluetooth. But it starts every time. If you’re in Brazil, want to buy Bitcoin, and don’t care about altcoins or low fees, it’s still a valid choice. It’s safe. It’s simple. It works.

But if you’re serious about crypto, you’ll outgrow it. The fees are too high. The selection is too small. The lack of Pix support is a big miss in 2026. There are better options in Brazil now. BitcoinToYou earned its place as a pioneer. But today, it’s a fallback-not a first choice.